How can a budget help you reach your financial goals? Select aresponse. Budgeting helps track spending and increases savings. Budgeting reduces credit card interestrates. Budgeting can help you make smart investments. Budgeting allows you to earn more money over time.

## Step 1<br />The question is asking us to identify how a budget can help us reach our financial goals. A budget is a tool that helps us manage our money by tracking our income and expenses. <br /><br />## Step 2<br />Looking at the options, we can see that option A, "Budgeting helps track spending and increases savings", is the most accurate. This is because a budget allows us to see where our money is going and helps us to save more by reducing unnecessary expenses.<br /><br />## Step 3<br />Option B, "Budgeting reduces credit card interest rates", is not necessarily true. While a budget can help us manage our credit card expenses, it doesn't directly reduce the interest rates.<br /><br />## Step 4<br />Option C, "Budgeting can help you make smart investments", is partially true. While a budget can help us decide how much money we can afford to invest, it doesn't directly make investments.<br /><br />## Step 5<br />Option D, "Budgeting allows you to earn more money over time", is not necessarily true. While a budget can help us manage our money better, it doesn't directly increase our income.